Reasons to Apply for Yes Bank First Exclusive Credit Card

The Yes First Exclusive Credit Card is a premium-level credit card that provides multiple benefits in travel and lifestyle categories along with reward benefits. The reward points earned on renewal, dining, or movie ticket bookings can be redeemed to further make hotel or flight bookings. This card is the right choice for international travelers. Also, one can avail of complimentary unlimited international lounge access and limited domestic lounge access each year.

There are 3 premium cards offered by Yes Bank i.e. First Exclusive, First Preferred, and Premia. However, the Yes First Exclusive card is considered to be a competitor to HDFC’s most premium card i.e. HDFC Infinia Credit Card. Also, being a premium card, it provides 24*7 concierge service, complimentary rounds of golf, Priority Pass membership, and movie ticket bookings at a discounted rate.

Yes Bank First Exclusive Credit Card Fees

Mentioned below are the fees to apply for Yes Bank First Exclusive Credit Card:

Particulars	Charges
Joining Fees	INR 999 + GST
Renewal Fees	INR 999 + GST
Low Foreign Markup Fee	1.75% Only
Cash Advances Interest Rate	1.99% Per Month or 23.88% Per Annum
Waiving Off Criteria	– Spend INR 75000 within 90 days from the date of card issuance to get a waiver on the Joining Fees. – Spend INR 4 lakhs and Above in a year to get a waiver on the renewal fee for the next year.

Reasons to Apply for Yes Bank First Exclusive Credit Card

Mentioned below are the benefits because of which one should apply for a Yes Bank First exclusive Credit Card:

Travel Benefits:

• Get travel offers on the Yes privileges Portal.
• Get 12 domestic lounge access (3 per quarter) at selected airports across India under the MasterCard Lounge Program.
• Get 6 free lounge access outside India for primary as well as supplementary cardholders under the Priority Pass Program membership.
• Reward Points are transferable to partner airlines Airmiles.

1. Dining & Movie Benefits:

• Get dining offers on the Yes Privileges Portal.
• Get a 25% discount on all movie tickets booked via the BookMyShow website or app up to a maximum of INR 250/month.

Insurance Benefits:

• Get a life cover worth INR 3 crores in the unfortunate event of the death of the primary cardholder in an air accident.
• Get medical emergency insurance worth INR 50 lakh in the case of emergency hospitalization of the primary cardholder during an international trip.
• Get a Credit Shield cover worth INR 10 lakh against the card’s balance amount in case of the accidental death of the primary cardholder.
• Insurance benefits are restricted to primary cardholders and not to add-on cardholders.

Low Foreign Currency Markup:

• Get a foreign currency markup at as low as 1.75% for this credit.

Fuel Surcharge Waiver:

• Get a waiver of the convenience fees on purchases (between INR 400 and INR 5000) at all refill stations across India capped at INR 1000 per month.

Concierge Services

• Get 24×7 Concierge Service from the Yes Bank
• Car Rental & Limousine Referral Assistance
• Hotel Reservation Assistance
• Travel Reservation Assistance
• Special Events Assistance
• Restaurant Reservation Assistance
• Movie assistance in New Delhi, Chennai, and Bangalore
• Flower & Gift Delivery
• Emergency Towing Assistance
• Roadside Help Assistance

Different Modes to Make Credit Card Bill Payments

Mentioned below are the different modes to make Yes Bank Credit Card Payment:

• Online payment via Net Banking.
• Via ATM Funds Transfer
• Via NEFT
• Through Standing Instructions
• Via NEFT from another bank using IFSC Code “YESB0CMSNOC”
• Via Cash or cheque.

Eligibility Criteria

Mentioned below are the eligibility criteria to apply for Yes Bank First Exclusive Credit Card:

• The minimum age of an applicant must be 21 years.
• The maximum age of an applicant must be 60 years.
• The net take-home salary in the case of a salaried individual must be INR 4 lakhs per month.
• The salaried individual must be filing an ITR of at least INR 50 lakhs.
• The self-employed individual must be filing an ITR of at least INR 30 lakhs.

How to Apply Yes Bank First Exclusive Credit Card

There are 2 ways to apply for a Yes Bank First Executive Credit Card, as mentioned below:

Online Mode: 

Step 1: Visit the official website of Yes Bank.

Step 2: Go to the tab “Credit Cards”.

Step 3: Search for “Yes Bank First Exclusive Credit Card”.

Step 4: Check for the eligibility for the card.

Step 5: Enter all the required details and submit the documents along with them.

Step 6: Click on ‘Apply”.

Offline Mode:

Step 1: Visit any nearest branch of Yes Bank.

Step 2: Request the bank representative to provide the application form.

Step 3: Fill out the form carefully.

Step 4: Attach the documents along with the form and submit the form to the bank.

Step 5: The bank will then verify the documents and will call in case further documents are needed.

Step 6: A credit card will be issued after approval.

Documents Required

Mentioned below is the list of documents required to apply for Yes Bank First Exclusive Credit Card:

Title	Details
Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof
Proof of Income	Latest one or 2 salary slips (not more than 3 months old), the Latest Form 16, Last 3 months’ bank statement

 

Yes Bank First Exclusive Credit Card Customer Care

In case of any queries, feedback, or complaints, one can reach out at the toll-free number i.e. 1800-103-6000. International clients can contact customer care at +91 22 4935 0000. Also, one can reach out at [email protected].

In case the card is lost, the cardholder can get the same blocked by following mentioned ways:

• By sending an SMS: BLKCC from your registered number to 9840909000.
• Via Yes Bank internet banking.
• Through YES Mobile Banking.
• Using the exclusive YesPay app.
• Using the YES Bank call center numbers: 18001031212 (toll-free) / +91 22 49350000 (for calling from outside India).